How to create a business account

A business account on KiddyCash lets you accept payments from families, run campaigns, issue transaction codes, and connect your store or service to the KiddyCash ecosystem. Before you can process a single transaction or launch a promotion, you need a verified business account — this guide walks you through every step.

Who this is for: Business owners setting up their presence on the KiddyCash Business portal for the first time.

What you will need before you start

  • A valid business name (registered or trading name)
  • A national ID or passport for the account owner
  • Business registration documents (certificate of incorporation, business permit, or equivalent)
  • A mobile money number or bank account for payouts — for example, an M-Pesa till or Paybill number if you are based in Kenya
  • An email address you check regularly

KiddyCash requires these details to complete KYB (Know Your Business) verification — a standard compliance process that confirms your business is legitimate before you can transact. This protects both your customers and your business.

Steps to create your business account

  1. Go to the account creation page. Open https://kiddy.cash/business/:business_id/account/create in your browser. If you have not yet been assigned a business ID, you will be redirected to the registration flow automatically.

  2. Enter your business details. Fill in your business name, business type (for example, retail shop, school supplier, subscription service), and your primary contact email. Use the name that appears on your registration documents — this is what families in Nairobi or anywhere else on the platform will see when they transact with you.

  3. Add the account owner’s identity information. Enter the full name, ID number, and date of birth of the person legally responsible for the account. Upload a clear photo or scan of their national ID or passport when prompted.

  4. Upload your business documents. Attach your certificate of incorporation, business permit, or equivalent. Accepted formats are PDF, JPG, and PNG. File size must be under 5 MB each.

  5. Add your payout details. Enter the mobile money number or bank account where KiddyCash will send your settlements. In Kenya, this is typically your M-Pesa Paybill or till number. If you operate in a country that uses a different mobile money provider, select the appropriate option from the dropdown.

  6. Set a display currency. Choose the currency your prices will show in — for example, KES for Kenyan shillings. This affects how your campaigns and product listings appear to families browsing the platform.

  7. Review and submit. Check all the details on the summary screen. Once you are satisfied, click Submit for review. KiddyCash will send a confirmation email within a few minutes.

  8. Wait for KYB approval. The review team typically processes applications within one to two business days. You will receive an email once your account is approved or if additional documents are needed. You cannot run campaigns, issue transaction codes, or receive payments until KYB is complete.

What happens after approval

Once approved, your business dashboard becomes fully active. You can start building campaigns, set up subscriptions, and earn badges for engagement milestones. Families on the platform — parents managing family accounts and tracking their family account balance — will be able to discover and transact with your business.

If you want to understand the audience you are selling to, it helps to know why allowances matter for modern families and how allowances work as a family financial tool on KiddyCash.