How a child checks the loan list
A loan on KiddyCash is money that a parent, guardian, or family member has lent to you through the app. When someone creates a loan for you, it appears in your loan list so you can track exactly what you owe and when it is due. This guide walks you through opening that list for the first time.
Before you start
Make sure you have:
- A KiddyCash account (individual kiddy account or a kiddy business account)
- At least one active loan set up by a parent or guardian
- Access to the KiddyCash app on your phone or tablet
If no loan has been created for you yet, ask your parent or guardian to set one up. Understanding why borrowing connects to bigger money habits is worth reading about — chores and financial literacy go hand in hand, and loans on KiddyCash are designed with that same learning goal in mind.
Steps to view your loan list
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Open the KiddyCash app and log in to your kiddy account or kiddy business account.
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Go to your loan list by visiting https://kiddy.cash/kiddy/loan directly, or tap Loans in the bottom navigation menu on the app.
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Review the list. Every active loan you have will appear here as a card. Each card shows key information at a glance.
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Tap any loan card to open the full details. See the how to view a child loan guide for a full walkthrough of what each field means.
What you will see on each loan card
| Field | What it means |
|---|---|
| Loan name | A label given by the person who created the loan, e.g. “School trip money” |
| Amount borrowed | The original amount lent to you, shown in your local currency (e.g. KES 500) |
| Amount remaining | How much you still owe after any repayments |
| Due date | The date by which the full loan should be repaid |
| Status | Whether the loan is Active, Overdue, or Settled |
| Repayment source | Where repayments are deducted from — usually your KiddyCash wallet or allowance |
Understanding loan status
- Active — The loan is open and repayments are on track.
- Overdue — The due date has passed and the full amount has not been repaid. Talk to your parent or guardian if you see this.
- Settled — The loan has been fully repaid. Well done — that is a badge moment.
In cities like Nairobi where M-Pesa is commonly used to move money, your parent may top up your KiddyCash wallet via M-Pesa, and repayments can flow from that same wallet automatically.
Why tracking your loans matters
Checking your loan list regularly builds the habit of knowing what you owe — one of the most important money skills you can learn early. Just like chores still matter in modern family life, staying on top of borrowed money teaches responsibility in a real, practical way.
If you cannot see any loans but expect one to be there, ask the adult who set it up to confirm they completed all the steps on their end.