Why showing progress matters

Children learn best when they can see results. Telling a child in Nairobi that they are “saving for something” means little if they cannot picture how far they have come or how far they still need to go. The child goal view in KiddyCash turns an abstract number into a clear, visual story — one your child can check themselves and feel proud of.

Before you sit down with your child, it helps to understand how saving goals fit into the bigger picture. Reading why the family budget is your most powerful financial teaching tool gives useful background on framing money conversations with kids.

What you will need

  • A KiddyCash account with at least one child profile added (your Kiddy account)
  • A savings goal already created for that child

If you have not created a goal yet, follow how to create a savings goal for a child first, then return here.

Key terms

TermWhat it means
Kiddy accountYour child’s individual wallet inside KiddyCash
Savings goalA target amount — for example, KES 2,000 for new school shoes — that your child works toward over time
Goal progressHow much has been saved so far compared to the target
ShortfallThe amount still needed to reach the target

How to open the child goal view

  1. Open KiddyCash and sign in to your parent account.

  2. Go to your child’s account. From the family dashboard, tap your child’s name or profile photo. This opens their Kiddy account.

  3. Tap “Goals” in the menu inside your child’s account. You will see a list of all active savings goals for that child.

  4. Tap the goal you want to review. KiddyCash will open the goal detail screen.

    You can also go directly to a goal using the link in this format: https://kiddy.cash/kiddy/account/:kiddy_account_id/goal/:goal_id Replace :kiddy_account_id with your child’s account ID and :goal_id with the specific goal ID. Both are visible in your account settings and in the URL when you open the goal normally.

  5. Read the progress bar together. The screen shows:

    • The goal name (for example, “New football boots”)
    • The target amount in KES
    • The amount saved so far
    • The shortfall — how much is still needed
    • A visual bar that fills as savings grow

For a full walkthrough of everything on this screen, see how to view a child savings goal.

How to explain it to your child

Once the screen is open, walk through it together:

  • Point to the bar. “See this bar? When it is completely full, you have reached your goal.”
  • Name the shortfall. “You need KES 450 more. That is four weeks of allowance if we save KES 120 each week.”
  • Connect saving to actions. Ask your child what they can do — skip a treat, complete an extra chore — to move the bar forward.

Breaking the shortfall into weekly allowance amounts makes the number feel achievable, especially when your child receives a regular allowance through KiddyCash.

Keep it a habit

One conversation is a good start. Coming back to the goal screen weekly — perhaps on the same day your child receives their allowance — builds a habit. If you want ideas on making money visible for the whole household, how to run a simple family budget kids can see and learn from has practical steps you can use alongside KiddyCash.